Sunday, November 14, 2010

Cashflow of BANANA

BANANA or Pisang (Musa spp) are popular fruit grown among local farmers as commercial crop and inter crop for new rehabilitation area of oil palm and rubber area. Total banana production area in 2009 was 29,790 hectare with annual production of 295,630 metric ton. The popular variety of banana in Malaysia was Pisang Mas, Pisang Rastali, Pisang Cavendish and Pisang Berangan. The most area planting banana was Daerah Batu Pahat Johor (1,660 ha), Daerah Pontian Johor (1,653 ha) and Daerah Muar Johor (1,532 ha). This article discuss about cashflow of banana in Malaysia in 2010 based on my study mid June this year.

BANANA VARIETY : PISANG BERANGAN
PLANTING DISTANCE : 3.0 METER X 3.0 METER

PLANTING DENSITY : 1,100 TREE/HA
FARM SIZE (Hectare) : 1.00
CASHFLOW PERIOD : 3 year

I. CASH IN FLOW

1. Production of banana (kg/ha) = 52,000 KG
2. Gross farm income @ RM 1.15/kg = RM 59,800.00

II CASH OUT FLOW
A. Initial development cost

1) Land clearing = RM 2,000.00
2) Ploughing = RM 1,000.00
3) Planting @ RM3.00/tree = RM 3,630.00
4) Drainage system = RM 1,200.00
Sub total 1 = RM 7,830.00

B. Cost of Input
1) Seedling @ RM1.60/unit = RM 2,816.00
2) Fertilizer for Banana (6 type):
~ CIRP = RM 152.00
~ NPK 15:15:15 = RM 9,172.80
~ NPK 12:12:17:2+TE = RM 1,430.00
~ GML = RM 449.40
~ NPK 8:8:8 (humic) = RM 322.50
~ MOP = RM 700.00

4) Weedicide = RM 936.00
5) Pesticide = RM 858.00
7) Fungicide = RM 858.00
6) Furadan = RM 340.00
8) Plastic wrappers = RM 400.00
9) Support post = RM 1,600.00
10) Tools and others = RM 500.00
Subtotal 2 = RM 20,534.80

C. Cost of Labor

1) Manuring = RM 1,110.00
2) Support system = RM 480.00
3) Pest & Disease Control = RM 720.00
4) Weed Control= RM 480.00
5) Pruning = RM 900.00
6) Removal of suckers = RM 420.00
7) Harvesting = RM 10,400.00
8) Fruit wrapping = RM 330.00
Subtotal 3 = RM 14,840.00


D. Miscellaneous costs

1) Fuel= RM 3,780.00
2) Land Tax/rent @ RM500/ha = RM 1,500.00
Subtotal 4 = RM 5,280.00



III. CASHFLOW ANALYSIS
Main Cost (1,2,3,4) = RM 48,484.80
Extra costs ( 5%) = RM 2,424.20
Total Costs Of Production = RM 50,909.00
Gross Farm Income = RM 59,800.00
Nett Farm Income = RM 8,891.00
Nett Farm Income/year = RM 2,963.70
Nett Farm Income/ Month = RM 247.00
Benefit Cost Ratio = RM 1.17
Breakeven Point (RM/KG) = RM 0.98



By,

M Anem
Muar
Johore

1 comment:

  1. Salam, maaf bertanya. Boleh saya tahu kenapa kenapa planting cost di bahagian Initial Development Cost adalah RM 3630 kerana harga 1 pokok = RM3, kalau RM 3630/RM 3 = 1210 pokok, sedangkan luas farm adalah 1 hectare yang boleh menempatkan 1100 pokok sahaja per hectare?

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